Senatul american va discuta un amendament la legea colectarii debitelor care va proteja consumatorii
Senator Al Franken introduces legislation to end debt collector abuse
U.S. Sen. Al Franken (D-Minn.) announced on Monday, Sept. 27 that he would be introducing legislation to end abusive debt collection practices.Even if you don't like Al Franken's jokes as a comic, you gotta love his dedication to fighting for the little (broke) guy. A few months after calling for an investigation into the practice of sending debtors to jail, the Minnesota Senator is at it again.
Last week, he announced plans to introduce the End Debt Collector Abuse Act, designed to protect consumers from deceptive and aggressive tactics often employed by debt collectors. After a string of stinging reports in the Minneapolis-St. Paul Star Tribune's "Hounded" series about how debt collectors were targeting poor families struggling to get back on their feet, Franken began doing his own investigations. As reported, Minnesota residents were being jailed for being in debt, and pretty soon, it became clear to Franken that this was a nationwide problem.
The End Debt Collector Abuse Act includes several provisions designed to eliminate predatory practices, including prohibiting debt collectors from seeking arrest warrants to collect on debts and ensuring consumers are better protected themselves against abusive debt collectors. The rate of Minnesotans being jailed for debt is on the rise.
“This bill will protect Minnesota consumers from abusive debt collectors who often exploit the loopholes in the law to make an extra buck,” said Sen. Franken. “Debt collectors often use deceptive and aggressive tactics, sometimes going after debts that have already been paid or even targeting the wrong person. This bill will protect consumers, keep debt collectors honest, and stop the misuse of law enforcement resources for private profit.”
Abusive practices by debt collectors have been detailed extensively in recent news and reports by the Federal Trade Commission (FTC) and GAO. The Star Tribune has written a series of articles on the egregious practices debt collectors have been using in Minnesota. These practices have prompted the FTC and consumer groups to recommend changes to federal law. The End Debt Collector Abuse Act adopts many of these proposals to protect consumers, keep debt collectors honest, and stop the abuse of law enforcement and judicial resources for private profit.
The End Debt Collector Abuse Act does the following to ensure that Minnesotans’ rights are legally protected from the debt collection industry:
- Prohibit debt collectors from seeking arrest warrants to collect on debts.
- Give consumers the information they need to protect themselves from unscrupulous debt collectors.
- Require debt collectors to conduct thorough investigations when consumers dispute the debt.
- Increase penalties on debt collectors who break the law to discourage them from employing bad practices.
- Allow judges to provide injunctive relief to consumers when debt collectors continue to violate their rights as specified under the Fair Debt Collection Practices Act.
The End Debt Collector Abuse Act has been endorsed by Minnesota Attorney General Lori Swanson and the following Minnesota organizations:
- Legal Services Advocacy Project
- Family Partnership
- Minneapolis Urban League
- Minnesota Community Action Partnership
- Jewish Community Action
- Housing Preservation Project
- Lutheran Social Services of MN – Financial Counseling Services
- Catholic Charities’ Office for Social Justice
- Twin Cities Habitat for Humanity
- Downtown Congregations to End Homelessness
- Metropolitan Consortium of Community Developers
The End Debt Collector Abuse Act has been endorsed by the following national organizations:
- National Consumer Law Center
- Center for Responsible Lending
- NAACP
- SEIU
- The Leadership Conference on Civil and Human Rights
- National Association of Consumer Advocates
- National Council of La Raza
- Consumer Action
- Consumers Union - http://www.defendyourdollars.org/2010/10/support_for_debt_settlement_co.html
- National Consumers League
Reclamati abuzurile la adresa office@asistentapentruconsumatori.ro sau la adresa Senatorului : iulian.urban@gmail.com
Redirectioneaza 2% pentru Asociatia www.asistentapentruconsumatori.ro
Afisari: 902
asistentapentruconsumatori.ro said
am February 23 2012 @ 3:14 pm
Lupta noastra a celor de la Asociatia http://www.AsistentaPentruConsumatori.ro se duce impotriva abuzurilor la care sunt supusi consumatorii romani.
Pentru asta avem nevoie ca voi, sa ne scrieti despre fraudele sau abuzurile la care sunteti supusi de catre comercianti sau autoritati.
Noi preluam sesizarile voastre si ne luptam pentru ca drepturile sa va fie recunoscute.
TOT CE AI DE FACUT ESTE SA NE SCRII LA ADRESA office@asistentapentruconsumatori.ro
vrajitorul.eu said
am February 23 2012 @ 3:14 pm
INTRATI PE http://www.vrajitorul.eu/ Magia afacerii dvs.
informatii utile >> http://www.vrajitorul.eu/aplicatia/aplicatia.html
Victor said
am January 4 2011 @ 1:42 pm
Pe noi ne intereseaza ce face Senatul din Romania, nu din SUA. Poate incearca sa faca si ceva bun pentru popor, ca rele a facut destule. Poate isi amintesc “alesii” de promisiunile lor din campania electorala. Mai lasa-ne cu ce face SUA, desi aia mai fac si lucruri bune pt propriul popor pelanga multimea de rele pentru restul planetei.